Interstellar exploration is scheduled for December 6, Pete fights space to try to challenge the Olympics

“Interstellar exploration” is scheduled for December 6, Pete fights space to try to challenge the Olympics
On November 19, starring Brad Pitt, starring in the Hollywood Science Fiction disaster adventure masterpiece “Interstellar”, which was shortlisted for the main competition unit of the Venice Film Festival, officially announced the deadline for December 6.In the past space science fiction experience movie, “Interstellar” will open an immersive space drifting adventure for the audience.After the film was released in North America on September 20 this year, it harvested 84% of “Rotten Tomatoes”. MetaCritic averaged a high score of 80. The Wall Street Journal even predicted that Brad Pitt is expected to be nominated for excellent performance in this movieOscar.In the fixed poster, Pete wore a space suit, surrounded by the earth, the moon, Mars, and Neptune, indicating that this mission is extraordinary, and the adventure of a wandering four planets shocked.When the astronaut Roy played by Pete was on a mission, the giant space elevator suddenly exploded, and the high-speed flipped high-altitude fall was thrilling. However, this is the beginning of the almost full-energy high-space adventure . In order to break through the cause of the explosion and find a threat to human survivalRoy chose to move towards the unknown universe, and at the same time, out-of-control events occurred simultaneously. One after another, through the preview of the file, you can see the grand universe view of the movie “Interstellar Exploration”, which shows the space elevator that humans are conceiving one by one.The moon base of the era, spaceships and other space black technologies that travel through light years, so science fiction fans have high expectations for the film.In addition, the setting of the film through the solar system will also open a new movie visual journey for the audience.Sauna, Ye Wang Zhou Huixiaowan editor Huang Jialing school against Li Shihui

Zong Qinghou: To solve the employment problem, farmers should be allowed to go home to farm and oppose e-commerce to burn money to buy traffic

Zong Qinghou: To solve the employment problem, farmers should be allowed to go home to farm and oppose e-commerce to burn money to buy traffic
On May 15th, the chairman of the Wahaha Group said at the launch of its Kangli e-commerce platform that the issue of job security was stated, “To solve the employment problem, the import of agricultural products should be restricted so that migrant workers can go home to farm and improve agricultural products.Price, I think this can reduce the employment pressure in the city.”, Qing Qinghou said that increasing the income of ordinary people and stimulating domestic demand will also solve the employment pressure.”I think that many factories are not facing loan problems or other problems. The key is that companies do not know what to do after export is blocked.”The domestic market is fiercely competitive. Unlike exports, orders can be produced and shipped.If enterprises turn to the domestic market all at once, they will be more vulnerable.Therefore, the Wahaha cross-border e-commerce platform is also to help enterprises that export to domestic sales to develop the domestic market.Zong Qinghou said that if e-commerce sells agricultural products to cities, this is a good thing for the country and the people, and it is also a good thing to solve the problem of getting rich first and then getting rich and achieving common prosperity.”So the development of our e-commerce platform this time is also in this direction. I also hope that more merged areas and poor areas can discover some valuable wealth, so that people across the country can consume and achieve common prosperity.”In response to the fact that Zong Qinghou was opposed to the e-commerce platform before, Zong Qinghou publicly responded,” I will eliminate the misunderstanding first. I am not against e-commerce. I am against e-commerce burning money to buy traffic and impacting our real economy.The mess is affecting the development of the real economy.”Sauna, Ye Wang Wang Ziyang Photo source Image courtesy editor Zhu Fenglan proofreading Li Shihui

High-yield fake structural deposits are at your fingertips, and special loans for supervision and prevention of epidemic prevention are arbitrage

High-yield fake structural deposits are at your fingertips, and special loans for supervision and prevention of epidemic prevention are arbitrage
“Strictly prevent enterprises from obtaining standardized rediscount and re-loan funds to buy structured deposits to achieve arbitrage.”Recently, when talking about special loans during the epidemic, a supervisor warned.According to the latest data released by the highest level, the actual financing cost of the special anti-epidemic refinance loan received by the enterprise is only about 1.About 27%, and among the long-term banks consulted by Sauna and Yeewang in the past week, the maximum annualized return rate of structured deposits being issued is reachable7.5%, the highest rate of return of many products also exceeded the average rate of return on financial management over the same period.In recent years, structured deposits have become a “magic weapon” for banks to take up deposits, reaching a scale of 10 by the end of February 2020.82 trillion, about 60% of which came from small and medium banks.With the rapid expansion, some of the hidden deposits of “converted vests” for structural deposits, disguised high interest rates, and other problems also surfaced. As a result, financial regulators have repeatedly launched since the second half of 2019, and the scale of structural deposits is almostWith zero growth, banks are becoming more and more standardized in product design and risk warning.However, a reporter’s investigation found that “fake structural deposits” still exist on the surface of the city. One of the performances is that banks have set multiple easings on embedded derivatives scenarios, and it is easy to achieve the highest rate of return.Another bank employee, while promoting structured deposits, said that historically he has hardly received too low interest rates, and there was a suspicion of implied earnings.Trigger conditions are suspected of “walking through”. Ping An Bank, Nanjing Bank have the highest yield. The reporter has consulted Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Bank, Ping An Bank, China Merchants Bank, Pudong Development Bank, China Everbright Bank, Bank of Beijing, Industrial Bank, Bank of Nanjing and other institutions found that the trigger condition for the maximum return rate set by some structured deposits was suspected of “walking through the field” and could be easily achieved.For example, the structured deposit of Ping An Bank has a 98-day 0111 product, with a starting purchase amount of 10,000 yuan, with an interest rate from April 1, 2020, an investment period of 98 days, and an annualized product yield range of 1.1% -3.8%, the pegged interest rate is the three-month London interbank borrowing rate (3M Libor).If in these 98 days, 3M Libor is between -2% and 3%, the structured deposit can get 3.8% yield.Nanjing Bank’s structured deposits with multiple maturities and different maturities related to the interest rate starting on March 25 are also linked to 3M Libor, and the condition for triggering the highest rate of return is also that the 3M Libor interest rate is less than 3%.According to wind statistics, since November 2008, the 3M Libor interest rate has not exceeded 3%.”Some structured deposits are linked to derivative products, but it artificially sets the conditions of exercise as an event with a minimum probability, enabling customers to obtain a high rate of return with a probability of nearly 100%. This is a false structured deposit.Li Wenhong, the former director of the Innovation Department of China Banking and Insurance Regulatory Commission, clearly classified products with such characteristics as false structured deposits.Some bank employees are “hearted” in selling products, focusing on historical revenue performance rather than risk. When reporters consulted on structured deposits, several bank employees in Dublin highlighted the good performance of historical revenue of products.A financial manager of Bank of Nanjing is competent. Structured deposits do not guarantee income, but only protect the capital. However, the probability of setting a low interest rate is particularly small. Our bank has not had a structured deposit since its establishment.”As the consultation was at the end of the quarter, the manager also stated that the bank ‘s structured deposit yield is higher than some wealth management products. If it is a new customer, the funds will be transferred to the Nanjing bank card before March 31, and there are gifts.Give away.The reporter learned that many banks have given employees the task of “rushing to the point”, and some bank account managers have to draw 3 million personal deposits by the end of the first quarter.A wealth management manager of Huaxia Bank also mentioned the historical revenue performance of the product when introducing the bank’s structured deposit “Huiying No. 939 R”.According to the product manual, Huiying No. 939 R-linked gold futures (AU2012) has a period of 92 days and the expected annualized return rate is 1.1%, 3.93%, 4.03% third gear, “95% of the history is according to 3.93% paid.The manager said.The method of calculating the rate of return of this product is relatively complex.The manager introduced that assuming the closing price of AU2012 on the day of establishment is 370 yuan, the barrier price is 370 yuan x113% = 418 yuan, the execution price 1 is 370 yuan x110% = 407 yuan, and the execution price 2 is 370 yuan x80% = 296 yuan.Take 3.There are two essences of 93% redemption: one is to observe that the initial AU2012 price is less than 418 yuan, and the settlement price is less than 407 yuan; the other is to observe that the AU2012 closing price on any trading day is greater than or equal to 418 yuan, and the settlement price is greater than or equal toIt is equal to 296 yuan.Wind data shows that the price of AU2012 has not exceeded 418 yuan in the past ten years, and the price fluctuation during the past year was roughly between 283 and 385 yuan.”From the article, there is no problem in product design, but the financial manager reminds the customer that 95% of the product’s history can reach 3.93% of the income, this is wrong.”Dong Ximiao, a special candidate of the National Finance and Development Laboratory, told reporters.A brokerage expert also said that the product cannot be seen as a genuine or fake structured deposit, but the bank staff ‘s recommendation is obviously not standardized.Enterprises are the largest buyers of structured deposits. Regulatory tips indicate that arbitrage risk is the largest buyer of structured deposits compared to individual customers’ subscriptions generally in units of tens of thousands.According to the bank credit statistics released on the preliminary official website, by the end of February 2020, the structured deposits of large Chinese-funded banks plus small and medium-sized banks will reach about 10.82 trillion yuan, of which 6.37 trillion as unit deposits, accounting for 58%.87%.This 6.Of the 37 trillion yuan in structured deposits, 4 are.77 trillion came from small and medium banks.From the announcements of many listed companies, you can also see the dynamics of companies purchasing structured deposits.If Beijing Enterprises Medical and Health issued an announcement in early March, the affiliated Shanghai Chongyuan and the affiliated Lugang International had pre-determined structured deposit agreements with SPDB respectively.Shanghai Chongyuan agreed to purchase structured deposit RMB1 with internal resources.56 trillion; Lugang International agreed to purchase structured deposits of RMB 30 million with internal resources.Another example is Shuangxing New Materials’ announcement in late March. The company purchased the structured deposits of Shanghai Pudong Development Bank on January 16 with 200 million yuan of idle, which expired on March 25, replacing the principal of 200 million US dollars and gaining 143.750,000 yuan, the actual annualized income increased by 3.75%.On March 25, Shuangxing New Materials continued to purchase 200 million Pudong Development Bank structural deposits.It is understandable that enterprises use their own funds to purchase structured deposits.However, a reporter recently discovered from a supervisor that during the epidemic, there was a problem of concentrated excessive credit granted by the same customer within a short period of time. It is necessary to strictly prevent enterprises from obtaining re-discounted and re-loaned funds and then buy structured deposits to achieve arbitrage.According to the data disclosed by Vice President Chen Yulu at the press conference of the State Council Office on March 22, 300 billion special anti-epidemic loans were gradually established, supporting a total of 5,000 key enterprises. The loans obtained by enterprises have exceeded 200 billion yuan.Financing cost 1.About 27%.Among the banks consulted by the reporter in the past week, Ping An Bank has a single link to the Shanghai and Shenzhen 300 bullish structural deposits of shark fins, and the highest annualized yield accessibility.5%, the highest annualized return on structured deposits issued by many banks has reached 3.7% -4.5%, more than general deposits, and even more than many wealth management products.According to the monitoring data of the Puyi standard, last week, 271 banks issued a total of 1,713 bank wealth management products, of which the average income measurement of closed-end expected-revenue RMB products3.96%, unchanged from the previous period.Supervision issued multiple “regulation orders” in the past six months, and the scale of structured deposits has barely grown. The time for structured deposits to “become popular” is not long.In 2018, new asset management regulations were implemented, requiring wealth management products to be transformed from capital-preserving to net-value, which means breaking the cash.Afterwards, the structured deposits took over and became the “celebrity products” promoted by banks, with a scale of about 4 from the end of January 2018.4 trillion, which has risen to 10 trillion in about a year and a half.It is also called “deposit”, but the income of structured deposits is linked to the volatility index such as currency exchange rate, bank interest rate, financial derivatives, etc. The index is not covered by insurance.At first, a large number of users recognized, and many small and medium-sized banks did not qualify for ordinary derivatives trading business, and also issued structured deposits.In the process, the financial regulatory authorities such as the banking regulatory system and Yanchang issued multiple “regulation orders”.In September 2019, the Beijing Banking and Insurance Regulatory Bureau issued the “Notice on Regulating the Implementation of Structured Deposit Business”, which indicated that the product design was not in compliance, the risk measurement was inaccurate, the business volume did not match the risk control ability, and the promotion of sales was not standardizedFour types of violations; in October last year, the China Banking and Insurance Regulatory Commission issued a “Notice on Further Regulating the Structured Deposit Business of Commercial Banks”, proposing that structured deposits should not be “listed” and set a 24-hour cooling-off period.The bank has been implementing one after another.For example, when the Bank of Beijing mobile banking client enters the “Structured Deposit” interface, a prompt will pop up, which reads: After the subscription period ends, the Bank ‘s structured deposit will add a 24-hour cooling-off period before the start of the interest rate.The right to cancel the order of the purchased product.The China Banking Regulatory Commission also proposed a 12-month transition period, during which commercial banks can continue to issue restructured structural deposits, but properly and strictly control the overall size of the stock products, and orderly compression decline.Since then, the growth of structured deposits has decreased significantly.According to preliminary data, by the end of September 2019, the structured deposit size had reached 10.8 trillion, there was almost no growth by the end of February this year.At the beginning of March of this year, a notice on strengthening the interest rate management of deposits was gradually issued, further subdivided, replacing the guaranteed yield of structured deposits with the scope of self-regulatory management, and dividing the provisions on the management of deposit quotas and self-regulatory requirements by the macro-prudential assessment (MPA).Senior financial person Bi Yanguang analyzed that this will restrict the bank ‘s high interest rate lending behavior. Although the red line of the deposit-loan ratio assessment has been cancelled in recent years, some small and medium-sized banks are still relatively under financial pressure.Scrambling to raise interest rates in Latin American deposits is still common. The notice is to regulate this behavior, otherwise excessive exposure will cause vicious competition.Banks’ high interest rates will also cause their own costs to rise.With regard to how to reduce pressure, in the context of the current monetary policy focus on reducing the financing cost of the real economy, the initial discussion about whether the benchmark interest rate of deposits should be reduced is very lively.Wen Bin, chief analyst of China Minsheng Bank, believes that what really affects the cost of banks is the deposits of residents and enterprises, which account for more than 60% of the bank’s entire debt, and it is necessary and urgent to reduce the deposit interest rate.In the interview, some bankers recommended buying 3-year or 5-year time deposits, and the interest rate also reached more than 4%.Regarding the reasons for buying as soon as possible, bankers said: “Now interest rates are being spread, maybe the interest rate will drop when buying next month.”Sauna, Ye Wang Cheng Weimiao edited Yue Caizhou proofreading Li Ming

Tucson and ZF jointly develop mass-produced driverless truck systems in the future

Tucson and ZF jointly develop mass-produced driverless truck systems in the future
On March 27th, Tucson announced the establishment of a partnership with car supplier ZF (ZF) to further promote the technology development and commercialization of driverless trucks.The partnership will begin in April 2020 and cover the world’s largest markets, including China, North America and Europe.  It is reported that Tucson and ZF will jointly develop mass-produced driverless truck systems, including fusion cameras, lidar and millimeter-wave radar sensing technology, driverless control technology, and vehicle-level central processing platform “ZF ProAI “.In addition, in the future, Tucson will work with ZF to promote the front-mounted configuration of unmanned driving systems.  In this cooperation, ZF will provide engineering support to integrate Tucson’s future driverless system into mass-produced driverless trucks.  Tucson Future Chief Product Officer Chuck Price stated: “Working side by side with ZF to improve and integrate our mass-producible technology and optimize our hardware capabilities will allow Tucson to further focus on the development of driverless technology in the future., Making the mass production of driverless trucks really possible.”Tucson Future was established in September 2015. It is a domestic startup focused on driverless transportation services. It has already realized the automatic driving of trucks in trunk logistics scenarios and semi-closed hub scenarios.Last September, Tucson announced that it won 1.200 million USD D2 round investment, and the total amount completed is 2.$ 1.5 billion in Series D financing.Reporter Lu Yifu edited Sun Yong proofreading He Yan

Interview 丨 Chang Lin donated masks to help fight against the epidemic

Interview 丨 Chang Lin donated masks to help fight against the epidemic
Chang Lin was in the playoffs last season.Sauna, night net Wu Jiang photo On March 6, Beijing Youan Hospital thanked Shougang team member Chang Lin from the United States for purchasing masks from the United States and placing them in the hands of medical staff.Recently, Chang Lin accepted an exclusive interview with Sauna and Yewang. About this kind of charitable act to contribute to the fight against the epidemic, everything has to start with his auction of shoes to commemorate Kobe.Kindly pay tribute to Kobe, auction shoes to help anti-epidemic Kobe died unexpectedly on January 26, saddening basketball fans all over the world.At that time, at a difficult time in the country to fight against the new crown pneumonia epidemic, Chang Lin announced on social media that while commemorating idols and contributing a meager force to fight the epidemic, he would take out 8 pairs of personally collected sneakers and start shooting at 24 yuan per pair.It lasted until 8: 8 on February 4th, and all the funds obtained penetrated to the front line of anti-epidemic.Chang Lin has always been a hobby of collecting sneakers, many of which are personal collections.For this good deed, the 8 pairs of shoes he selected also took into account many factors, “These shoes have followed me for many years, and I feel a little bit reluctant to take them out, but if they can be done better, it is worth it.”California State University Long Beach, where Chang Lin studied, is in Los Angeles, and Kobe is a hero in Los Angeles. His skills and spirit have brought a lot of positive influence to Chang Lin.”In addition to the auction time, the starting price and other numbers are related to Kobe, Chang Lin selected the shoes are also commemorative.He specifically mentioned that it was very sad to see someone on the Internet hype about the shoes of a generation of basketball legends, so he wanted to make the memorial idol more feasible.”At that time, the epidemic situation was also very serious, and medical workers across the country gave their dedication on the front line. In addition to being moved in the rear, we also wanted to do something to support them.”Chang Lin said.Chang Lin donated masks.Behind the scenes, he added 10,000 and donated 2,500 masks to the hospital for auction. At the same time, Chang Lin looked for alternative channels.”I learned from the news that hospitals are in great need of protective materials, especially masks.So I asked my friends to find a way to order 2,500 masks in the United States, which cost about 7 yuan, and send them back to China in an accelerated way.”Chang Lin’s 8 pairs of shoes were all photographed, but the final payment transaction was not much. Chang Lin added more than 10,000 yuan to pay for the purchase of the mask and freight.After about two weeks, Chang Lin got these masks, and where to donate became a problem.”I consulted with many people around me and wanted to go step by step, but many places do not accept individual step by step, including funds and materials.”He told the sauna, Yewang, and later the Shougang Club gave him feedback, saying that by connecting with a classified information website, he eventually placed 2,500 masks in the hands of medical staff in Youan Hospital.””This love and respect greatly pleased the vast majority of You’an medical staff and also received great encouragement.”The love that Chang Lin and thousands of enthusiastic citizens gathered will help us fight the epidemic.”The hospital said.Chang Lin replied: “Thanks to everyone at the forefront of the fight against the epidemic. Here, I would like to express my sincerest gratitude and respect. I hope that my meager strength can help the warriors who are fighting at the forefront.Difficult.”Chang Lin’s 360-degree windmill dunk copied Mecate.”The goal is to regain books. The postgraduate entrance examination has always been a life plan. Before the Shougang men ‘s basketball team was assembled, many team members developed new skills at home.Unable to develop into a “good man at home”, in addition to watching TV and fighting Lego, he has one big thing to do-prepare for the postgraduate.Chang Lin received a full scholarship from California State University Long Beach in 2009, participated in the NCAA for two seasons, and joined Shougang in the 2011-2012 season.However, the balance between academic and basketball career, after all, does not have as much study time as ordinary international students. He always wanted to continue his campus career.再学习‘充电’一下。Recently, I have more personal time, so I can make good use of it and pick up the books again.”Chang Lin revealed that the direction of graduate students is basically sports training. Without leaving basketball, the school’s choice is still in progress. What I can do now is to prepare for the political and English exams first.”In addition to joining the “net class” army, he also found review materials and practice exercises in previous years.”English arithmetic is picked up again, and slowly review some vocabulary and grammatical things.As a “returnee”, Chang Lin ‘s English is not a problem, but the difficulty of the political class is not small. “In this regard, I still have a lot of knowledge and waste. I need to spend more time and energy to learn.””In his view, preparing for the postgraduate examination is similar to preparing for the game,” they all need to be very focused and remember every knowledge point, just like training to do every action and practice every shot.”In addition, the athlete’s willpower can also help him persevere during the review.Changlin National Defense Shanghai team player.Sauna, Yejiang Wujiang Photo League set an example. After the rematch, they want to fight for a better place. During the suspension of the CBA league, Chang Lin insisted on training at home when he was on vacation.”After the team assembled, he also began to return to the court, according to the requirements from independent training to team training.In the league all year round, Chang Lin’s old injuries have been restored to a certain extent in the near future, and he has also made some targeted improvements.”This time is mainly to increase personal technical training, especially in this area.He said, “Last season was not particularly self-confident, and the shooting was not decisive. I hope to use this time to regain the feeling of shooting through training and adjustments.””There is no prediction of the league’s restart. In the face of a situation that has never been encountered in his career, Chang Lin believes that all he can do is calm down and complete each training class with the whole team.”Xiaochuan, Fang Shuo and I are very familiar with Brother Bin (Xie Libin). In the absence of the head coach, he is responsible for training. We old players must lead by example. Everyone also clenched a fist and made a decisionGoal effort.”Chang Lin said that this kind of force majeure everyone does not want to encounter, but still have to look forward, once the league starts,” we must have a better ranking.”Sauna, Night Net Editor Liu Chen Wang Chunqiu proofreading He Yan

Adhere to the spirit of not slack in singing | Beijing Daily x National Grand Theater

Adhere to the spirit of “not slack” in singing | Beijing Daily x National Grand Theater
On March 27, Drama Day, looking back at this special day, the drama people are with the audience in different ways, and even a large-scale suspension of performance will affect their entire year plan, but the slack drama spirit makes themThere are many new ways to extend the extension of “drama”.On the other side, we ushered in the most exciting news. From April 8th, Wuhan “unblocked”, but when victory is in sight, we still need to continue unremittingly.In the sixth issue of the online theme screening, we selected two plays-“Fang Zhimin” and “Norma”, in which a “persistence” was written.You can watch the performance online by scanning the QR code corresponding to the location.Design / Sauna Night Net Ni Ping ‘s “Norma” opera “Norma” has a creative background dating back to the ancient Gauls in archaeology in the mid-19th century (present-day France, Belgium, northern Italy, southern Netherlands, western Switzerland, and GermanyAlong the west bank of the Rhine), the “Norma” script continues the life of the Gauls during the period of Caesar’s invasion of Gaul-Gauls fought to resist their own homeland from alien races, and fought bravely to gain national independence.The chorus vividly shows the precious and unyielding quality of the ancient Gauls.The story told by the opera version of the National Grand Theater happened during the Gaul War, but the interception was a section of a love story. The stage vision draws inspiration from early European paintings and uses symbolic totems to create a tribal culture.Piao Zhuo.The “Fang Zhimin” opera “Fang Zhimin” focuses on the life of the proletarian revolutionist Fang Zhimin, using flashbacks to present the two realities and past in time and space, placing Fang Zhimin in series to fight for the revolutionary causeLife, see the power of perseverance.In order to narrow the distance between historical figures and the audience, director Liao Xianghong once revealed that he tried to portray Fang Zhimin’s heart more delicately through Fang Zhimin’s rival play with his comrades, relatives and enemies, so that the audience could see more than a distant hero.It’s a flesh-and-blood Fang Zhimin.Tianye Ni proofreading editor Chen Saiyan